Brex Card vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?
Side-by-side comparison of Brex Card and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (7.7/10 vs 7.3/10).
| Scored on | Brex Card | Southwest Rapid Rewards Performance Business Credit Card |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 8 |
| Fees & pricing | 7 | 7 |
| Customer support | 6 | 6 |
| Features | 8 | 9 |
| Annual Fee | $0 | $199 |
| Foreign Transaction Fee | $0 | $0 |
| Monthly Platform Fee | $0 (Standard) / Varies (Premium) | — |
| Late Payment Fee | Account Suspension | — |
| Employee Cards | — | $0 |
| Purchase APR | — | 21.49% - 28.49% Variable |
Brex Card in one paragraph
Brex is the premier choice for venture-backed startups that need to scale spend quickly without personal liability, provided they can maintain the high cash balance requirements.
Skip it if: Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The best tool for turning digital ad spend into a free Companion Pass, provided you live in a Southwest hub city.
Skip it if: You primarily fly Delta or United, or you don't spend enough on ads and Wi-Fi to justify the $199 fee.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
Frequently asked questions
Which is better, Brex Card or Southwest Rapid Rewards Performance Business Credit Card?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (7.7/10 vs 7.3/10). The best tool for turning digital ad spend into a free Companion Pass, provided you live in a Southwest hub city.
Who should skip Brex Card?
Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
You primarily fly Delta or United, or you don't spend enough on ads and Wi-Fi to justify the $199 fee.