Brex Card vs Delta SkyMiles Reserve Business American Express Card: which one fits your business?
Side-by-side comparison of Brex Card and Delta SkyMiles Reserve Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Brex Card wins on our scorecard (7.3/10 vs 7.2/10).
| Scored on | Brex Card | Delta SkyMiles Reserve Business American Express Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 7 | 5 |
| Customer support | 6 | 7 |
| Features | 8 | 9 |
| Annual Fee | $0 | $650 |
| Foreign Transaction Fee | $0 | None |
| Monthly Platform Fee | $0 (Standard) / Varies (Premium) | — |
| Late Payment Fee | Account Suspension | Up to $40 |
| Purchase APR | — | 21.24% - 29.24% variable |
Brex Card in one paragraph
Brex is the premier choice for venture-backed startups that need to scale spend quickly without personal liability, provided they can maintain the high cash balance requirements.
Skip it if: Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.
Delta SkyMiles Reserve Business American Express Card in one paragraph
The ultimate status-booster for Delta-devoted business owners who prioritize airport luxury over raw cashback.
Skip it if: You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Read the full Delta SkyMiles Reserve Business American Express Card review
Frequently asked questions
Which is better, Brex Card or Delta SkyMiles Reserve Business American Express Card?
On our five-axis scorecard, Brex Card scores higher (7.3/10 vs 7.2/10). Brex is the premier choice for venture-backed startups that need to scale spend quickly without personal liability, provided they can maintain the high cash balance requirements.
Who should skip Brex Card?
Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.
Who should skip Delta SkyMiles Reserve Business American Express Card?
You don't live near a Delta hub or you spend less than $50,000 annually on your business card.