Brex Card vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of Brex Card and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Brex Card wins on our scorecard (7.3/10 vs 6.3/10).
| Scored on | Brex Card | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 8 | 6 |
| Ease of use | 7 | 7 |
| Fees & pricing | 7 | 9 |
| Customer support | 6 | 5 |
| Features | 8 | 4 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Monthly Platform Fee | $0 (Standard) / Varies (Premium) | — |
| Late Payment Fee | Account Suspension | Up to $40 |
| Intro Purchase APR | — | 0% for 12 months |
Brex Card in one paragraph
Brex is the premier choice for venture-backed startups that need to scale spend quickly without personal liability, provided they can maintain the high cash balance requirements.
Skip it if: Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, Brex Card or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, Brex Card scores higher (7.3/10 vs 6.3/10). Brex is the premier choice for venture-backed startups that need to scale spend quickly without personal liability, provided they can maintain the high cash balance requirements.
Who should skip Brex Card?
Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.