Brex Card vs Chase Ink Business Unlimited: which one fits your business?
Side-by-side comparison of Brex Card and Chase Ink Business Unlimited — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 7.3/10).
| Scored on | Brex Card | Chase Ink Business Unlimited |
|---|---|---|
| Right fit for small biz | 7 | 9 |
| Ease of use | 6 | 9 |
| Fees & pricing | 9 | 10 |
| Customer support | 5 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | 0% | 3% |
| Late Payment Fee | Varies by bank partner | $40 |
| Additional Card Fee | $0 | — |
| Introductory APR | — | 0% for 12 months |
Brex Card in one paragraph
Brex is the gold standard for venture-backed startups needing high limits without personal risk, but it is no longer a viable option for traditional, non-funded small businesses.
Skip it if: You are a bootstrapped local business without at least $50,000 in liquid cash or professional venture backing.
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Frequently asked questions
Which is better, Brex Card or Chase Ink Business Unlimited?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 7.3/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip Brex Card?
You are a bootstrapped local business without at least $50,000 in liquid cash or professional venture backing.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.