Brex Card vs Chase Ink Business Cash: which one fits your business?
Side-by-side comparison of Brex Card and Chase Ink Business Cash — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Cash wins on our scorecard (7.6/10 vs 7.3/10).
| Scored on | Brex Card | Chase Ink Business Cash |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 7 | 9 |
| Customer support | 6 | 5 |
| Features | 8 | 8 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Monthly Platform Fee | $0 (Standard) / Varies (Premium) | — |
| Late Payment Fee | Account Suspension | Up to $40 |
| Intro APR | — | 0% for 12 months |
| Variable APR | — | 18.49% - 24.49% |
Brex Card in one paragraph
Brex is the premier choice for venture-backed startups that need to scale spend quickly without personal liability, provided they can maintain the high cash balance requirements.
Skip it if: Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.
Chase Ink Business Cash in one paragraph
The best $0-fee card for businesses that spend heavily on utilities and office supplies, provided you don't mind a personal credit check.
Skip it if: You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.
Frequently asked questions
Which is better, Brex Card or Chase Ink Business Cash?
On our five-axis scorecard, Chase Ink Business Cash scores higher (7.6/10 vs 7.3/10). The best $0-fee card for businesses that spend heavily on utilities and office supplies, provided you don't mind a personal credit check.
Who should skip Brex Card?
Skip it if you are a solo entrepreneur or a small business with less than $50,000 in consistent bank deposits.
Who should skip Chase Ink Business Cash?
You spend significantly more than $25,000 a year in the bonus categories or travel internationally often.