Bank of America Business Advantage Travel Rewards vs United Club Business Card: which one fits your business?

Side-by-side comparison of Bank of America Business Advantage Travel Rewards and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: United Club Business Card wins on our scorecard (7.7/10 vs 7.2/10).

Scored onBank of America Business Advantage Travel RewardsUnited Club Business Card
Right fit for small biz79
Ease of use88
Fees & pricing96
Customer support57
Features69
Annual Fee$0$525
Foreign Transaction FeeNone$0
Intro APR0% for 9 months
Standard Purchase APR18.49% - 28.49% variable
Late Payment FeeUp to $49Up to $40
Employee Cards$0

Bank of America Business Advantage Travel Rewards in one paragraph

An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.

Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.

Read the full Bank of America Business Advantage Travel Rewards review

United Club Business Card in one paragraph

The ultimate 'office in the sky' tool for United loyalists that pays for itself through bag fees and lounge productivity.

Skip it if: You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.

Read the full United Club Business Card review

Frequently asked questions

Which is better, Bank of America Business Advantage Travel Rewards or United Club Business Card?

On our five-axis scorecard, United Club Business Card scores higher (7.7/10 vs 7.2/10). The ultimate 'office in the sky' tool for United loyalists that pays for itself through bag fees and lounge productivity.

Who should skip Bank of America Business Advantage Travel Rewards?

You don't bank with Bank of America and want a card with modern spend-management software.

Who should skip United Club Business Card?

You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.

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