Bank of America Business Advantage Travel Rewards vs United Business Card: which one fits your business?
Side-by-side comparison of Bank of America Business Advantage Travel Rewards and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: United Business Card wins on our scorecard (7.3/10 vs 7.2/10).
| Scored on | Bank of America Business Advantage Travel Rewards | United Business Card |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 7 |
| Customer support | 5 | 6 |
| Features | 6 | 8 |
| Annual Fee | $0 | $99 (often $0 for the first year) |
| Foreign Transaction Fee | None | $0 |
| Intro APR | 0% for 9 months | — |
| Standard Purchase APR | 18.49% - 28.49% variable | — |
| Late Payment Fee | Up to $49 | Up to $40 |
| Employee Card Fee | — | $0 |
| Purchase APR | — | 21.49% - 28.49% variable |
Bank of America Business Advantage Travel Rewards in one paragraph
An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.
Read the full Bank of America Business Advantage Travel Rewards review
United Business Card in one paragraph
A reliable workhorse for United loyalists that pays for itself through waived bag fees and expanded award seat access.
Skip it if: You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.
Frequently asked questions
Which is better, Bank of America Business Advantage Travel Rewards or United Business Card?
On our five-axis scorecard, United Business Card scores higher (7.3/10 vs 7.2/10). A reliable workhorse for United loyalists that pays for itself through waived bag fees and expanded award seat access.
Who should skip Bank of America Business Advantage Travel Rewards?
You don't bank with Bank of America and want a card with modern spend-management software.
Who should skip United Business Card?
You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.