Bank of America Business Advantage Travel Rewards vs United Business Card: which one fits your business?

Side-by-side comparison of Bank of America Business Advantage Travel Rewards and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: United Business Card wins on our scorecard (7.4/10 vs 7.2/10).

Scored onBank of America Business Advantage Travel RewardsUnited Business Card
Right fit for small biz79
Ease of use87
Fees & pricing98
Customer support56
Features67
Annual Fee$0$99 ($0 first year)
Foreign Transaction FeeNone$0
Intro APR0% for 9 months—
Standard Purchase APR18.49% - 28.49% variable—
Late Payment FeeUp to $49Up to $40
Purchase APR—21.49% - 28.49% variable

Bank of America Business Advantage Travel Rewards in one paragraph

An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.

Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.

Read the full Bank of America Business Advantage Travel Rewards review

United Business Card in one paragraph

A top-tier choice for United loyalists that pays for itself through bag fee waivers and anniversary credits.

Skip it if: You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.

Read the full United Business Card review

Frequently asked questions

Which is better, Bank of America Business Advantage Travel Rewards or United Business Card?

On our five-axis scorecard, United Business Card scores higher (7.4/10 vs 7.2/10). A top-tier choice for United loyalists that pays for itself through bag fee waivers and anniversary credits.

Who should skip Bank of America Business Advantage Travel Rewards?

You don't bank with Bank of America and want a card with modern spend-management software.

Who should skip United Business Card?

You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.

All business credit cards reviews