Bank of America Business Advantage Travel Rewards vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of Bank of America Business Advantage Travel Rewards and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Bank of America Business Advantage Travel Rewards wins on our scorecard (7.2/10 vs 7.1/10).
| Scored on | Bank of America Business Advantage Travel Rewards | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 7 | 7 |
| Ease of use | 8 | 8 |
| Fees & pricing | 9 | 6 |
| Customer support | 5 | 6 |
| Features | 6 | 8 |
| Annual Fee | $0 | $250 |
| Foreign Transaction Fee | None | $0 |
| Intro APR | 0% for 9 months | — |
| Standard Purchase APR | 18.49% - 28.49% variable | — |
| Late Payment Fee | Up to $49 | — |
| Early Pay Discount | — | 1.5% |
| Late Fee | — | $39 or 2.99% |
Bank of America Business Advantage Travel Rewards in one paragraph
An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.
Read the full Bank of America Business Advantage Travel Rewards review
The Plum Card from American Express in one paragraph
A specialized cash-flow tool that excels for inventory-heavy businesses but loses to cheaper 2% cards for everyone else.
Skip it if: You have steady cash flow and can always pay your balance in full within 30 days.
Frequently asked questions
Which is better, Bank of America Business Advantage Travel Rewards or The Plum Card from American Express?
On our five-axis scorecard, Bank of America Business Advantage Travel Rewards scores higher (7.2/10 vs 7.1/10). An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Who should skip Bank of America Business Advantage Travel Rewards?
You don't bank with Bank of America and want a card with modern spend-management software.
Who should skip The Plum Card from American Express?
You have steady cash flow and can always pay your balance in full within 30 days.