Bank of America Business Advantage Travel Rewards vs PNC Visa Business Credit Card: which one fits your business?

Side-by-side comparison of Bank of America Business Advantage Travel Rewards and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Bank of America Business Advantage Travel Rewards wins on our scorecard (7.2/10 vs 7/10).

Scored onBank of America Business Advantage Travel RewardsPNC Visa Business Credit Card
Right fit for small biz77
Ease of use87
Fees & pricing99
Customer support55
Features66
Annual Fee$0$0
Foreign Transaction FeeNone3%
Intro APR0% for 9 months0% for 13 months
Standard Purchase APR18.49% - 28.49% variable
Late Payment FeeUp to $49Up to $39
Balance Transfer Fee3% or $5

Bank of America Business Advantage Travel Rewards in one paragraph

An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.

Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.

Read the full Bank of America Business Advantage Travel Rewards review

PNC Visa Business Credit Card in one paragraph

A powerhouse for debt consolidation and interest-free financing, but lacks the long-term rewards to be your primary spending card.

Skip it if: You spend heavily on international travel or software and want to earn 2% cash back on every purchase.

Read the full PNC Visa Business Credit Card review

Frequently asked questions

Which is better, Bank of America Business Advantage Travel Rewards or PNC Visa Business Credit Card?

On our five-axis scorecard, Bank of America Business Advantage Travel Rewards scores higher (7.2/10 vs 7/10). An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.

Who should skip Bank of America Business Advantage Travel Rewards?

You don't bank with Bank of America and want a card with modern spend-management software.

Who should skip PNC Visa Business Credit Card?

You spend heavily on international travel or software and want to earn 2% cash back on every purchase.

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