Bank of America Business Advantage Travel Rewards vs IHG One Rewards Premier Business Credit Card: which one fits your business?

Side-by-side comparison of Bank of America Business Advantage Travel Rewards and IHG One Rewards Premier Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: IHG One Rewards Premier Business Credit Card wins on our scorecard (7.8/10 vs 7.2/10).

Scored onBank of America Business Advantage Travel RewardsIHG One Rewards Premier Business Credit Card
Right fit for small biz78
Ease of use87
Fees & pricing98
Customer support56
Features69
Annual Fee$0
Foreign Transaction FeeNone
Intro APR0% for 9 months
Standard Purchase APR18.49% - 28.49% variable
Late Payment FeeUp to $49
Annual fee$99
Foreign transaction fee$0
Purchase APR21.49% - 28.49% variable
Late payment feeUp to $40

Bank of America Business Advantage Travel Rewards in one paragraph

An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.

Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.

Read the full Bank of America Business Advantage Travel Rewards review

IHG One Rewards Premier Business Credit Card in one paragraph

A high-value travel tool that pays for itself through a single annual free night and United Airlines credits.

Skip it if: You prefer staying at boutique Airbnbs or don't want to be locked into a specific hotel brand's ecosystem.

Read the full IHG One Rewards Premier Business Credit Card review

Frequently asked questions

Which is better, Bank of America Business Advantage Travel Rewards or IHG One Rewards Premier Business Credit Card?

On our five-axis scorecard, IHG One Rewards Premier Business Credit Card scores higher (7.8/10 vs 7.2/10). A high-value travel tool that pays for itself through a single annual free night and United Airlines credits.

Who should skip Bank of America Business Advantage Travel Rewards?

You don't bank with Bank of America and want a card with modern spend-management software.

Who should skip IHG One Rewards Premier Business Credit Card?

You prefer staying at boutique Airbnbs or don't want to be locked into a specific hotel brand's ecosystem.

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