Bank of America Business Advantage Travel Rewards vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of Bank of America Business Advantage Travel Rewards and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Bank of America Business Advantage Travel Rewards wins on our scorecard (7.2/10 vs 6.3/10).
| Scored on | Bank of America Business Advantage Travel Rewards | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 7 | 6 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 5 | 5 |
| Features | 6 | 4 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | None | 3% |
| Intro APR | 0% for 9 months | — |
| Standard Purchase APR | 18.49% - 28.49% variable | — |
| Late Payment Fee | Up to $49 | Up to $40 |
| Intro Purchase APR | — | 0% for 12 months |
Bank of America Business Advantage Travel Rewards in one paragraph
An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.
Read the full Bank of America Business Advantage Travel Rewards review
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, Bank of America Business Advantage Travel Rewards or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, Bank of America Business Advantage Travel Rewards scores higher (7.2/10 vs 6.3/10). An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Who should skip Bank of America Business Advantage Travel Rewards?
You don't bank with Bank of America and want a card with modern spend-management software.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.