Bank of America Business Advantage Travel Rewards vs Chase Ink Business Preferred: which one fits your business?
Side-by-side comparison of Bank of America Business Advantage Travel Rewards and Chase Ink Business Preferred — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Preferred wins on our scorecard (7.9/10 vs 7.2/10).
| Scored on | Bank of America Business Advantage Travel Rewards | Chase Ink Business Preferred |
|---|---|---|
| Right fit for small biz | 7 | 9 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 8 |
| Customer support | 5 | 6 |
| Features | 6 | 9 |
| Annual Fee | $0 | $95 |
| Foreign Transaction Fee | None | $0 |
| Intro APR | 0% for 9 months | — |
| Standard Purchase APR | 18.49% - 28.49% variable | — |
| Late Payment Fee | Up to $49 | — |
| Purchase APR | — | 21.24% - 26.24% (Variable) |
| Additional Employee Cards | — | $0 |
Bank of America Business Advantage Travel Rewards in one paragraph
An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.
Read the full Bank of America Business Advantage Travel Rewards review
Chase Ink Business Preferred in one paragraph
The premier choice for businesses spending under $150k on digital ads who want to turn overhead into luxury travel.
Skip it if: Skip it if you spend over $20,000 a month on ads, as the 3x cap will limit your total rewards potential compared to higher-tier cards.
Frequently asked questions
Which is better, Bank of America Business Advantage Travel Rewards or Chase Ink Business Preferred?
On our five-axis scorecard, Chase Ink Business Preferred scores higher (7.9/10 vs 7.2/10). The premier choice for businesses spending under $150k on digital ads who want to turn overhead into luxury travel.
Who should skip Bank of America Business Advantage Travel Rewards?
You don't bank with Bank of America and want a card with modern spend-management software.
Who should skip Chase Ink Business Preferred?
Skip it if you spend over $20,000 a month on ads, as the 3x cap will limit your total rewards potential compared to higher-tier cards.