Bank of America Business Advantage Travel Rewards vs BILL Divvy Card: which one fits your business?
Side-by-side comparison of Bank of America Business Advantage Travel Rewards and BILL Divvy Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: BILL Divvy Card wins on our scorecard (8.4/10 vs 7.2/10).
| Scored on | Bank of America Business Advantage Travel Rewards | BILL Divvy Card |
|---|---|---|
| Right fit for small biz | 7 | 9 |
| Ease of use | 8 | 8 |
| Fees & pricing | 9 | 9 |
| Customer support | 5 | 6 |
| Features | 6 | 9 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | None | 0% |
| Intro APR | 0% for 9 months | — |
| Standard Purchase APR | 18.49% - 28.49% variable | — |
| Late Payment Fee | Up to $49 | — |
| Employee Card Fee | — | $0 |
| Software Subscription | — | $0 |
Bank of America Business Advantage Travel Rewards in one paragraph
An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.
Read the full Bank of America Business Advantage Travel Rewards review
BILL Divvy Card in one paragraph
The best $0-fee tool for business owners who want to delegate spending to employees without losing control of the checkbook.
Skip it if: You are a solopreneur who needs to carry a balance month-to-month rather than paying in full.
Frequently asked questions
Which is better, Bank of America Business Advantage Travel Rewards or BILL Divvy Card?
On our five-axis scorecard, BILL Divvy Card scores higher (8.4/10 vs 7.2/10). The best $0-fee tool for business owners who want to delegate spending to employees without losing control of the checkbook.
Who should skip Bank of America Business Advantage Travel Rewards?
You don't bank with Bank of America and want a card with modern spend-management software.
Who should skip BILL Divvy Card?
You are a solopreneur who needs to carry a balance month-to-month rather than paying in full.