American Express Business Platinum vs U.S. Bank Business Altitude Connect World Elite Mastercard: which one fits your business?
Side-by-side comparison of American Express Business Platinum and U.S. Bank Business Altitude Connect World Elite Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: U.S. Bank Business Altitude Connect World Elite Mastercard wins on our scorecard (7.6/10 vs 6.6/10).
| Scored on | American Express Business Platinum | U.S. Bank Business Altitude Connect World Elite Mastercard |
|---|---|---|
| Right fit for small biz | 5 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 4 | 9 |
| Customer support | 8 | 6 |
| Features | 9 | 7 |
| Annual Fee | $695 | $0 |
| Foreign Transaction Fee | $0 | None |
| Intro APR | N/A (Charge Card) | — |
| Late Payment Fee | — | Up to $40 |
| Purchase APR | — | 18.24% - 27.24% (Variable) |
American Express Business Platinum in one paragraph
A powerhouse for high-spend travelers, but a calculated liability for the average local small business owner.
Skip it if: Skip it if your annual business travel budget is under $5,000 and you don't use Dell or Adobe products.
U.S. Bank Business Altitude Connect World Elite Mastercard in one paragraph
A powerhouse for gas-heavy businesses that want to eliminate annual fee overhead while keeping 4x travel rewards.
Skip it if: You spend more than $150,000 annually on gas and travel, as the rewards cap will severely limit your earnings.
Read the full U.S. Bank Business Altitude Connect World Elite Mastercard review
Frequently asked questions
Which is better, American Express Business Platinum or U.S. Bank Business Altitude Connect World Elite Mastercard?
On our five-axis scorecard, U.S. Bank Business Altitude Connect World Elite Mastercard scores higher (7.6/10 vs 6.6/10). A powerhouse for gas-heavy businesses that want to eliminate annual fee overhead while keeping 4x travel rewards.
Who should skip American Express Business Platinum?
Skip it if your annual business travel budget is under $5,000 and you don't use Dell or Adobe products.
Who should skip U.S. Bank Business Altitude Connect World Elite Mastercard?
You spend more than $150,000 annually on gas and travel, as the rewards cap will severely limit your earnings.