American Express Business Platinum vs Stripe Corporate Card: which one fits your business?
Side-by-side comparison of American Express Business Platinum and Stripe Corporate Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Stripe Corporate Card wins on our scorecard (7.4/10 vs 7/10).
| Scored on | American Express Business Platinum | Stripe Corporate Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 6 | 6 |
| Fees & pricing | 5 | 10 |
| Customer support | 7 | 6 |
| Features | 9 | 7 |
| Annual Fee | $695 | $0 |
| Foreign Transaction Fee | None | 0% |
| Late Payment Fee | Up to $39 | — |
| Late Fee | — | $0 |
| Cards per user | — | Unlimited ($0) |
American Express Business Platinum in one paragraph
A high-octane travel tool that pays for itself only if you are willing to manage a complex list of statement credits.
Skip it if: Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Stripe Corporate Card in one paragraph
The best 'set-it-and-forget-it' card for high-volume Stripe users who value credit limits based on sales rather than personal FICO scores.
Skip it if: You need to carry a balance month-to-month or you don't use Stripe as your primary payment processor.
Frequently asked questions
Which is better, American Express Business Platinum or Stripe Corporate Card?
On our five-axis scorecard, Stripe Corporate Card scores higher (7.4/10 vs 7/10). The best 'set-it-and-forget-it' card for high-volume Stripe users who value credit limits based on sales rather than personal FICO scores.
Who should skip American Express Business Platinum?
Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Who should skip Stripe Corporate Card?
You need to carry a balance month-to-month or you don't use Stripe as your primary payment processor.