American Express Business Platinum vs Stripe Corporate Card: which one fits your business?
Side-by-side comparison of American Express Business Platinum and Stripe Corporate Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Stripe Corporate Card wins on our scorecard (7.9/10 vs 6.6/10).
| Scored on | American Express Business Platinum | Stripe Corporate Card |
|---|---|---|
| Right fit for small biz | 5 | 7 |
| Ease of use | 7 | 7 |
| Fees & pricing | 4 | 10 |
| Customer support | 8 | 6 |
| Features | 9 | 8 |
| Annual Fee | $695 | $0 |
| Foreign Transaction Fee | $0 | $0 |
| Intro APR | N/A (Charge Card) | — |
| Late Fee | — | $0 |
| Interest Rate (APR) | — | N/A (Pay in full) |
American Express Business Platinum in one paragraph
A powerhouse for high-spend travelers, but a calculated liability for the average local small business owner.
Skip it if: Skip it if your annual business travel budget is under $5,000 and you don't use Dell or Adobe products.
Stripe Corporate Card in one paragraph
A powerhouse for high-volume Stripe users who want to ditch personal guarantees, provided they don't mind the 'all eggs in one basket' risk.
Skip it if: Skip it if you aren't already a Stripe merchant or if you need to carry a balance month-to-month.
Frequently asked questions
Which is better, American Express Business Platinum or Stripe Corporate Card?
On our five-axis scorecard, Stripe Corporate Card scores higher (7.9/10 vs 6.6/10). A powerhouse for high-volume Stripe users who want to ditch personal guarantees, provided they don't mind the 'all eggs in one basket' risk.
Who should skip American Express Business Platinum?
Skip it if your annual business travel budget is under $5,000 and you don't use Dell or Adobe products.
Who should skip Stripe Corporate Card?
Skip it if you aren't already a Stripe merchant or if you need to carry a balance month-to-month.