American Express Business Platinum vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?
Side-by-side comparison of American Express Business Platinum and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Southwest Rapid Rewards Performance Business Credit Card wins on our scorecard (8/10 vs 6.6/10).
| Scored on | American Express Business Platinum | Southwest Rapid Rewards Performance Business Credit Card |
|---|---|---|
| Right fit for small biz | 5 | 9 |
| Ease of use | 7 | 8 |
| Fees & pricing | 4 | 7 |
| Customer support | 8 | 7 |
| Features | 9 | 9 |
| Annual Fee | $695 | $199 |
| Foreign Transaction Fee | $0 | $0 |
| Intro APR | N/A (Charge Card) | — |
| Employee Cards | — | $0 |
| Late Payment | — | Up to $40 |
American Express Business Platinum in one paragraph
A powerhouse for high-spend travelers, but a calculated liability for the average local small business owner.
Skip it if: Skip it if your annual business travel budget is under $5,000 and you don't use Dell or Adobe products.
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate domestic travel tool for business owners who spend heavily on digital ads and want to fly a partner for free via the Companion Pass.
Skip it if: You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
Frequently asked questions
Which is better, American Express Business Platinum or Southwest Rapid Rewards Performance Business Credit Card?
On our five-axis scorecard, Southwest Rapid Rewards Performance Business Credit Card scores higher (8/10 vs 6.6/10). The ultimate domestic travel tool for business owners who spend heavily on digital ads and want to fly a partner for free via the Companion Pass.
Who should skip American Express Business Platinum?
Skip it if your annual business travel budget is under $5,000 and you don't use Dell or Adobe products.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.