American Express Business Platinum vs Ink Business Premier Credit Card: which one fits your business?
Side-by-side comparison of American Express Business Platinum and Ink Business Premier Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Ink Business Premier Credit Card wins on our scorecard (7.6/10 vs 7/10).
| Scored on | American Express Business Platinum | Ink Business Premier Credit Card |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 6 | 9 |
| Fees & pricing | 5 | 6 |
| Customer support | 7 | 7 |
| Features | 9 | 8 |
| Annual Fee | $695 | $195 |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | Up to $40 |
| Purchase APR | — | 19.49% - 27.49% (Variable) |
American Express Business Platinum in one paragraph
A high-octane travel tool that pays for itself only if you are willing to manage a complex list of statement credits.
Skip it if: Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Frequently asked questions
Which is better, American Express Business Platinum or Ink Business Premier Credit Card?
On our five-axis scorecard, Ink Business Premier Credit Card scores higher (7.6/10 vs 7/10). A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Who should skip American Express Business Platinum?
Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.