American Express Business Platinum vs Hilton Honors American Express Business Card: which one fits your business?
Side-by-side comparison of American Express Business Platinum and Hilton Honors American Express Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Hilton Honors American Express Business Card wins on our scorecard (7.4/10 vs 7/10).
| Scored on | American Express Business Platinum | Hilton Honors American Express Business Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 6 | 9 |
| Fees & pricing | 5 | 6 |
| Customer support | 7 | 7 |
| Features | 9 | 8 |
| Annual Fee | $695 | $195 |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | Up to $40 |
| Purchase APR | — | 20.99% - 29.99% Variable |
American Express Business Platinum in one paragraph
A high-octane travel tool that pays for itself only if you are willing to manage a complex list of statement credits.
Skip it if: Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Hilton Honors American Express Business Card in one paragraph
A powerhouse for Hilton loyalists that pays for itself through Gold status, though the $100k spend cap limits its utility for high-growth firms.
Skip it if: You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.
Read the full Hilton Honors American Express Business Card review
Frequently asked questions
Which is better, American Express Business Platinum or Hilton Honors American Express Business Card?
On our five-axis scorecard, Hilton Honors American Express Business Card scores higher (7.4/10 vs 7/10). A powerhouse for Hilton loyalists that pays for itself through Gold status, though the $100k spend cap limits its utility for high-growth firms.
Who should skip American Express Business Platinum?
Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Who should skip Hilton Honors American Express Business Card?
You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.