American Express Business Platinum vs Delta SkyMiles Reserve Business American Express Card: which one fits your business?
Side-by-side comparison of American Express Business Platinum and Delta SkyMiles Reserve Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Delta SkyMiles Reserve Business American Express Card wins on our scorecard (7.2/10 vs 7/10).
| Scored on | American Express Business Platinum | Delta SkyMiles Reserve Business American Express Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 6 | 8 |
| Fees & pricing | 5 | 5 |
| Customer support | 7 | 7 |
| Features | 9 | 9 |
| Annual Fee | $695 | $650 |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | Up to $40 |
| Purchase APR | — | 21.24% - 29.24% (Variable) |
American Express Business Platinum in one paragraph
A high-octane travel tool that pays for itself only if you are willing to manage a complex list of statement credits.
Skip it if: Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Delta SkyMiles Reserve Business American Express Card in one paragraph
A high-priced status engine that makes sense only for Delta-dependent owners spending over $60k annually.
Skip it if: Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.
Read the full Delta SkyMiles Reserve Business American Express Card review
Frequently asked questions
Which is better, American Express Business Platinum or Delta SkyMiles Reserve Business American Express Card?
On our five-axis scorecard, Delta SkyMiles Reserve Business American Express Card scores higher (7.2/10 vs 7/10). A high-priced status engine that makes sense only for Delta-dependent owners spending over $60k annually.
Who should skip American Express Business Platinum?
Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Who should skip Delta SkyMiles Reserve Business American Express Card?
Skip it if you don't live near a Delta hub or your annual business spend is under $30,000.