American Express Business Platinum vs Delta SkyMiles Reserve Business American Express Card: which one fits your business?
Side-by-side comparison of American Express Business Platinum and Delta SkyMiles Reserve Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Delta SkyMiles Reserve Business American Express Card wins on our scorecard (7.2/10 vs 6.6/10).
| Scored on | American Express Business Platinum | Delta SkyMiles Reserve Business American Express Card |
|---|---|---|
| Right fit for small biz | 5 | 7 |
| Ease of use | 7 | 8 |
| Fees & pricing | 4 | 5 |
| Customer support | 8 | 7 |
| Features | 9 | 9 |
| Annual Fee | $695 | $650 |
| Foreign Transaction Fee | $0 | None |
| Intro APR | N/A (Charge Card) | — |
| Late Payment Fee | — | Up to $40 |
| Purchase APR | — | 21.24% - 29.24% variable |
American Express Business Platinum in one paragraph
A powerhouse for high-spend travelers, but a calculated liability for the average local small business owner.
Skip it if: Skip it if your annual business travel budget is under $5,000 and you don't use Dell or Adobe products.
Delta SkyMiles Reserve Business American Express Card in one paragraph
The ultimate status-booster for Delta-devoted business owners who prioritize airport luxury over raw cashback.
Skip it if: You don't live near a Delta hub or you spend less than $50,000 annually on your business card.
Read the full Delta SkyMiles Reserve Business American Express Card review
Frequently asked questions
Which is better, American Express Business Platinum or Delta SkyMiles Reserve Business American Express Card?
On our five-axis scorecard, Delta SkyMiles Reserve Business American Express Card scores higher (7.2/10 vs 6.6/10). The ultimate status-booster for Delta-devoted business owners who prioritize airport luxury over raw cashback.
Who should skip American Express Business Platinum?
Skip it if your annual business travel budget is under $5,000 and you don't use Dell or Adobe products.
Who should skip Delta SkyMiles Reserve Business American Express Card?
You don't live near a Delta hub or you spend less than $50,000 annually on your business card.