American Express Business Platinum vs Bank of America Business Advantage Travel Rewards: which one fits your business?
Side-by-side comparison of American Express Business Platinum and Bank of America Business Advantage Travel Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Bank of America Business Advantage Travel Rewards wins on our scorecard (7.2/10 vs 7/10).
| Scored on | American Express Business Platinum | Bank of America Business Advantage Travel Rewards |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 6 | 8 |
| Fees & pricing | 5 | 9 |
| Customer support | 7 | 5 |
| Features | 9 | 6 |
| Annual Fee | $695 | $0 |
| Foreign Transaction Fee | None | None |
| Late Payment Fee | Up to $39 | Up to $49 |
| Intro APR | — | 0% for 9 months |
| Standard Purchase APR | — | 18.49% - 28.49% variable |
American Express Business Platinum in one paragraph
A high-octane travel tool that pays for itself only if you are willing to manage a complex list of statement credits.
Skip it if: Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Bank of America Business Advantage Travel Rewards in one paragraph
An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.
Read the full Bank of America Business Advantage Travel Rewards review
Frequently asked questions
Which is better, American Express Business Platinum or Bank of America Business Advantage Travel Rewards?
On our five-axis scorecard, Bank of America Business Advantage Travel Rewards scores higher (7.2/10 vs 7/10). An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Who should skip American Express Business Platinum?
Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Who should skip Bank of America Business Advantage Travel Rewards?
You don't bank with Bank of America and want a card with modern spend-management software.