American Express Business Green Rewards Card vs United Club Business Card: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: United Club Business Card wins on our scorecard (7.7/10 vs 6.8/10).
| Scored on | American Express Business Green Rewards Card | United Club Business Card |
|---|---|---|
| Right fit for small biz | 6 | 9 |
| Ease of use | 8 | 8 |
| Fees & pricing | 7 | 6 |
| Customer support | 7 | 7 |
| Features | 6 | 9 |
| Annual Fee | $95 (waived first year) | $525 |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | Up to $40 |
| Pay Over Time APR | 19.49% - 28.49% variable | — |
| Employee Cards | — | $0 |
American Express Business Green Rewards Card in one paragraph
A modest entry point into the Amex ecosystem that works best as a point-preservation tool rather than a primary spender.
Skip it if: You don't book travel through the Amex portal or you want a card that earns more than 1x on daily operations.
Read the full American Express Business Green Rewards Card review
United Club Business Card in one paragraph
The ultimate 'office in the sky' tool for United loyalists that pays for itself through bag fees and lounge productivity.
Skip it if: You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.
Frequently asked questions
Which is better, American Express Business Green Rewards Card or United Club Business Card?
On our five-axis scorecard, United Club Business Card scores higher (7.7/10 vs 6.8/10). The ultimate 'office in the sky' tool for United loyalists that pays for itself through bag fees and lounge productivity.
Who should skip American Express Business Green Rewards Card?
You don't book travel through the Amex portal or you want a card that earns more than 1x on daily operations.
Who should skip United Club Business Card?
You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.