American Express Business Green Rewards Card vs United Business Card: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: United Business Card wins on our scorecard (7.3/10 vs 7.2/10).
| Scored on | American Express Business Green Rewards Card | United Business Card |
|---|---|---|
| Right fit for small biz | 6 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 7 | 7 |
| Customer support | 8 | 6 |
| Features | 7 | 8 |
| Annual Fee | $95 (waived first year) | $99 (often $0 for the first year) |
| Foreign Transaction Fee | 2.7% | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | 18.49% - 26.49% variable | 21.49% - 28.49% variable |
| Employee Card Fee | — | $0 |
American Express Business Green Rewards Card in one paragraph
A solid, entry-level traditional business card that excels in purchase protection but lags in everyday earning rates.
Skip it if: Skip it if you spend more than $5,000 annually on international transactions, as the foreign fees will wipe out your rewards.
Read the full American Express Business Green Rewards Card review
United Business Card in one paragraph
A reliable workhorse for United loyalists that pays for itself through waived bag fees and expanded award seat access.
Skip it if: You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.
Frequently asked questions
Which is better, American Express Business Green Rewards Card or United Business Card?
On our five-axis scorecard, United Business Card scores higher (7.3/10 vs 7.2/10). A reliable workhorse for United loyalists that pays for itself through waived bag fees and expanded award seat access.
Who should skip American Express Business Green Rewards Card?
Skip it if you spend more than $5,000 annually on international transactions, as the foreign fees will wipe out your rewards.
Who should skip United Business Card?
You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.