American Express Business Green Rewards Card vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: The Plum Card from American Express wins on our scorecard (7.1/10 vs 6.8/10).
| Scored on | American Express Business Green Rewards Card | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 6 | 7 |
| Ease of use | 8 | 8 |
| Fees & pricing | 7 | 6 |
| Customer support | 7 | 6 |
| Features | 6 | 8 |
| Annual Fee | $95 (waived first year) | $250 |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | — |
| Pay Over Time APR | 19.49% - 28.49% variable | — |
| Early Pay Discount | — | 1.5% |
| Late Fee | — | $39 or 2.99% |
American Express Business Green Rewards Card in one paragraph
A modest entry point into the Amex ecosystem that works best as a point-preservation tool rather than a primary spender.
Skip it if: You don't book travel through the Amex portal or you want a card that earns more than 1x on daily operations.
Read the full American Express Business Green Rewards Card review
The Plum Card from American Express in one paragraph
A specialized cash-flow tool that excels for inventory-heavy businesses but loses to cheaper 2% cards for everyone else.
Skip it if: You have steady cash flow and can always pay your balance in full within 30 days.
Frequently asked questions
Which is better, American Express Business Green Rewards Card or The Plum Card from American Express?
On our five-axis scorecard, The Plum Card from American Express scores higher (7.1/10 vs 6.8/10). A specialized cash-flow tool that excels for inventory-heavy businesses but loses to cheaper 2% cards for everyone else.
Who should skip American Express Business Green Rewards Card?
You don't book travel through the Amex portal or you want a card that earns more than 1x on daily operations.
Who should skip The Plum Card from American Express?
You have steady cash flow and can always pay your balance in full within 30 days.