American Express Business Green Rewards Card vs Ramp Card: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and Ramp Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Ramp Card wins on our scorecard (8.5/10 vs 7.4/10).
| Scored on | American Express Business Green Rewards Card | Ramp Card |
|---|---|---|
| Right fit for small biz | 7 | 7 |
| Ease of use | 9 | 8 |
| Fees & pricing | 8 | 10 |
| Customer support | 7 | 7 |
| Features | 6 | 9 |
| Annual Fee | $95 (waived first year) | $0 |
| Foreign Transaction Fee | $0 | None |
| Late Payment Fee | Up to $39 | Varies by contract |
| Penalty APR | 29.99% variable | — |
| Additional Employee Cards | — | $0 |
American Express Business Green Rewards Card in one paragraph
A solid entry-level charge card for businesses that want Amex travel perks without the premium price tag, though its daily earning rates are lackluster.
Skip it if: You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Read the full American Express Business Green Rewards Card review
Ramp Card in one paragraph
Ramp is the gold standard for mid-sized businesses looking to kill administrative overhead and secure 1.5% cash back without risking personal credit.
Skip it if: Skip it if you are a sole proprietor or your business bank balance consistently sits below $75,000.
Frequently asked questions
Which is better, American Express Business Green Rewards Card or Ramp Card?
On our five-axis scorecard, Ramp Card scores higher (8.5/10 vs 7.4/10). Ramp is the gold standard for mid-sized businesses looking to kill administrative overhead and secure 1.5% cash back without risking personal credit.
Who should skip American Express Business Green Rewards Card?
You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Who should skip Ramp Card?
Skip it if you are a sole proprietor or your business bank balance consistently sits below $75,000.