American Express Business Green Rewards Card vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Business Green Rewards Card wins on our scorecard (7.4/10 vs 6.9/10).
| Scored on | American Express Business Green Rewards Card | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 7 | 7 |
| Ease of use | 9 | 7 |
| Fees & pricing | 8 | 9 |
| Customer support | 7 | 6 |
| Features | 6 | 5 |
| Annual Fee | $95 (waived first year) | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Late Payment Fee | Up to $39 | Up to $40 |
| Penalty APR | 29.99% variable | — |
| Intro Purchase APR | — | 0% for 9 months |
| Regular APR | — | 16.24% - 24.24% (Variable) |
American Express Business Green Rewards Card in one paragraph
A solid entry-level charge card for businesses that want Amex travel perks without the premium price tag, though its daily earning rates are lackluster.
Skip it if: You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Read the full American Express Business Green Rewards Card review
PNC Visa Business Credit Card in one paragraph
The PNC Visa Business Credit Card is a no-frills, low-interest utility tool for owners who value cheap capital over rewards points.
Skip it if: You pay your balance in full every month and want to earn cash back or travel points.
Frequently asked questions
Which is better, American Express Business Green Rewards Card or PNC Visa Business Credit Card?
On our five-axis scorecard, American Express Business Green Rewards Card scores higher (7.4/10 vs 6.9/10). A solid entry-level charge card for businesses that want Amex travel perks without the premium price tag, though its daily earning rates are lackluster.
Who should skip American Express Business Green Rewards Card?
You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Who should skip PNC Visa Business Credit Card?
You pay your balance in full every month and want to earn cash back or travel points.