American Express Business Green Rewards Card vs PNC Visa Business Credit Card: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and PNC Visa Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Business Green Rewards Card wins on our scorecard (7.4/10 vs 7/10).
| Scored on | American Express Business Green Rewards Card | PNC Visa Business Credit Card |
|---|---|---|
| Right fit for small biz | 7 | 7 |
| Ease of use | 9 | 7 |
| Fees & pricing | 8 | 9 |
| Customer support | 7 | 5 |
| Features | 6 | 6 |
| Annual Fee | $95 (waived first year) | $0 |
| Foreign Transaction Fee | None | 3% |
| Late Payment Fee | Up to $39 | Up to $39 |
| Pay Over Time APR | 19.49% - 28.49% variable | — |
| Intro APR | — | 0% for 13 months |
| Balance Transfer Fee | — | 3% or $5 |
American Express Business Green Rewards Card in one paragraph
A low-cost entry point into the Amex ecosystem that is best used as a 'placeholder' card rather than a primary spender.
Skip it if: You spend heavily on gas, shipping, or groceries and want rewards that reflect those costs.
Read the full American Express Business Green Rewards Card review
PNC Visa Business Credit Card in one paragraph
A powerhouse for debt consolidation and interest-free financing, but lacks the long-term rewards to be your primary spending card.
Skip it if: You spend heavily on international travel or software and want to earn 2% cash back on every purchase.
Frequently asked questions
Which is better, American Express Business Green Rewards Card or PNC Visa Business Credit Card?
On our five-axis scorecard, American Express Business Green Rewards Card scores higher (7.4/10 vs 7/10). A low-cost entry point into the Amex ecosystem that is best used as a 'placeholder' card rather than a primary spender.
Who should skip American Express Business Green Rewards Card?
You spend heavily on gas, shipping, or groceries and want rewards that reflect those costs.
Who should skip PNC Visa Business Credit Card?
You spend heavily on international travel or software and want to earn 2% cash back on every purchase.