American Express Business Green Rewards Card vs IHG One Rewards Premier Business Credit Card: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and IHG One Rewards Premier Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: IHG One Rewards Premier Business Credit Card wins on our scorecard (7.8/10 vs 7.4/10).
| Scored on | American Express Business Green Rewards Card | IHG One Rewards Premier Business Credit Card |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 9 | 7 |
| Fees & pricing | 8 | 8 |
| Customer support | 7 | 6 |
| Features | 6 | 9 |
| Annual Fee | $95 (waived first year) | $99 |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $39 | Up to $40 |
| Penalty APR | 29.99% variable | — |
| Purchase APR | — | 21.49% - 28.49% Variable |
American Express Business Green Rewards Card in one paragraph
A solid entry-level charge card for businesses that want Amex travel perks without the premium price tag, though its daily earning rates are lackluster.
Skip it if: You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Read the full American Express Business Green Rewards Card review
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool that pays for itself through a single free night, despite Chase's strict application rules.
Skip it if: You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.
Read the full IHG One Rewards Premier Business Credit Card review
Frequently asked questions
Which is better, American Express Business Green Rewards Card or IHG One Rewards Premier Business Credit Card?
On our five-axis scorecard, IHG One Rewards Premier Business Credit Card scores higher (7.8/10 vs 7.4/10). A high-value travel tool that pays for itself through a single free night, despite Chase's strict application rules.
Who should skip American Express Business Green Rewards Card?
You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Who should skip IHG One Rewards Premier Business Credit Card?
You don't stay at IHG properties at least twice a year or you have already opened 5+ cards in the last two years.