American Express Business Green Rewards Card vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Business Green Rewards Card wins on our scorecard (7.4/10 vs 6.3/10).
| Scored on | American Express Business Green Rewards Card | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 7 | 6 |
| Ease of use | 9 | 7 |
| Fees & pricing | 8 | 9 |
| Customer support | 7 | 5 |
| Features | 6 | 4 |
| Annual Fee | $95 (waived first year) | $0 |
| Foreign Transaction Fee | $0 | 3% |
| Late Payment Fee | Up to $39 | Up to $40 |
| Penalty APR | 29.99% variable | — |
| Intro Purchase APR | — | 0% for 12 months |
American Express Business Green Rewards Card in one paragraph
A solid entry-level charge card for businesses that want Amex travel perks without the premium price tag, though its daily earning rates are lackluster.
Skip it if: You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Read the full American Express Business Green Rewards Card review
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, American Express Business Green Rewards Card or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, American Express Business Green Rewards Card scores higher (7.4/10 vs 6.3/10). A solid entry-level charge card for businesses that want Amex travel perks without the premium price tag, though its daily earning rates are lackluster.
Who should skip American Express Business Green Rewards Card?
You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.