American Express Business Green Rewards Card vs CitiBusiness / AAdvantage Platinum Select Mastercard: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and CitiBusiness / AAdvantage Platinum Select Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Business Green Rewards Card wins on our scorecard (7.4/10 vs 7.1/10).
| Scored on | American Express Business Green Rewards Card | CitiBusiness / AAdvantage Platinum Select Mastercard |
|---|---|---|
| Right fit for small biz | 7 | 8 |
| Ease of use | 9 | 7 |
| Fees & pricing | 8 | 8 |
| Customer support | 7 | 5 |
| Features | 6 | 7 |
| Annual Fee | $95 (waived first year) | $99 (waived first year) |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $39 | — |
| Penalty APR | 29.99% variable | — |
| Purchase APR | — | 21.24% - 29.24% (Variable) |
| Employee Cards | — | $0 |
American Express Business Green Rewards Card in one paragraph
A solid entry-level charge card for businesses that want Amex travel perks without the premium price tag, though its daily earning rates are lackluster.
Skip it if: You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Read the full American Express Business Green Rewards Card review
CitiBusiness / AAdvantage Platinum Select Mastercard in one paragraph
A solid, cost-effective tool for AA-loyal small businesses that pays for itself through waived bag fees and a low annual cost.
Skip it if: Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.
Read the full CitiBusiness / AAdvantage Platinum Select Mastercard review
Frequently asked questions
Which is better, American Express Business Green Rewards Card or CitiBusiness / AAdvantage Platinum Select Mastercard?
On our five-axis scorecard, American Express Business Green Rewards Card scores higher (7.4/10 vs 7.1/10). A solid entry-level charge card for businesses that want Amex travel perks without the premium price tag, though its daily earning rates are lackluster.
Who should skip American Express Business Green Rewards Card?
You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Who should skip CitiBusiness / AAdvantage Platinum Select Mastercard?
Skip it if your business spending is mostly digital (SaaS, Ads) rather than legacy utilities and travel.