American Express Business Green Rewards Card vs Capital One Spark Miles: which one fits your business?
Side-by-side comparison of American Express Business Green Rewards Card and Capital One Spark Miles — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Capital One Spark Miles wins on our scorecard (8/10 vs 7.4/10).
| Scored on | American Express Business Green Rewards Card | Capital One Spark Miles |
|---|---|---|
| Right fit for small biz | 7 | 7 |
| Ease of use | 9 | 9 |
| Fees & pricing | 8 | 10 |
| Customer support | 7 | 6 |
| Features | 6 | 7 |
| Annual Fee | $95 (waived first year) | $0 |
| Foreign Transaction Fee | $0 | None |
| Late Payment Fee | Up to $39 | Up to $39 |
| Penalty APR | 29.99% variable | — |
| Purchase APR | — | 20.99% - 28.99% Variable |
American Express Business Green Rewards Card in one paragraph
A solid entry-level charge card for businesses that want Amex travel perks without the premium price tag, though its daily earning rates are lackluster.
Skip it if: You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Read the full American Express Business Green Rewards Card review
Capital One Spark Miles in one paragraph
A top-tier choice for simple 2% travel rewards if you don't mind your business debt appearing on your personal credit report.
Skip it if: Skip it if you carry high monthly balances that could negatively impact your personal credit score due to high utilization reporting.
Frequently asked questions
Which is better, American Express Business Green Rewards Card or Capital One Spark Miles?
On our five-axis scorecard, Capital One Spark Miles scores higher (8/10 vs 7.4/10). A top-tier choice for simple 2% travel rewards if you don't mind your business debt appearing on your personal credit report.
Who should skip American Express Business Green Rewards Card?
You don't book travel through AmexTravel.com and prefer simple cash-back on office expenses.
Who should skip Capital One Spark Miles?
Skip it if you carry high monthly balances that could negatively impact your personal credit score due to high utilization reporting.