American Express Business Gold vs Stripe Corporate Card: which one fits your business?
Side-by-side comparison of American Express Business Gold and Stripe Corporate Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Stripe Corporate Card wins on our scorecard (7.9/10 vs 7.6/10).
| Scored on | American Express Business Gold | Stripe Corporate Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 8 | 7 |
| Fees & pricing | 6 | 10 |
| Customer support | 7 | 6 |
| Features | 9 | 8 |
| Annual Fee | $375 | $0 |
| Foreign Transaction Fee | $0 | $0 |
| Employee Card Fee | $0 up to 99 cards | — |
| Late Payment Fee | Up to $39 or 2.99% | — |
| Purchase APR | 19.49% - 28.49% (Variable) | — |
| Late Fee | — | $0 |
| Interest Rate (APR) | — | N/A (Pay in full) |
American Express Business Gold in one paragraph
A high-octane rewards engine for businesses spending heavily on ads and tech, provided you can stomach the $375 entry fee.
Skip it if: Skip it if your monthly business spend is under $3,000 or you prefer a simple cash-back structure.
Stripe Corporate Card in one paragraph
A powerhouse for high-volume Stripe users who want to ditch personal guarantees, provided they don't mind the 'all eggs in one basket' risk.
Skip it if: Skip it if you aren't already a Stripe merchant or if you need to carry a balance month-to-month.
Frequently asked questions
Which is better, American Express Business Gold or Stripe Corporate Card?
On our five-axis scorecard, Stripe Corporate Card scores higher (7.9/10 vs 7.6/10). A powerhouse for high-volume Stripe users who want to ditch personal guarantees, provided they don't mind the 'all eggs in one basket' risk.
Who should skip American Express Business Gold?
Skip it if your monthly business spend is under $3,000 or you prefer a simple cash-back structure.
Who should skip Stripe Corporate Card?
Skip it if you aren't already a Stripe merchant or if you need to carry a balance month-to-month.