American Express Business Gold vs Hilton Honors American Express Business Card: which one fits your business?
Side-by-side comparison of American Express Business Gold and Hilton Honors American Express Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Business Gold wins on our scorecard (7.5/10 vs 7.4/10).
| Scored on | American Express Business Gold | Hilton Honors American Express Business Card |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 8 | 9 |
| Fees & pricing | 6 | 6 |
| Customer support | 6 | 7 |
| Features | 9 | 8 |
| Annual Fee | $375 | $195 |
| Foreign Transaction Fee | $0 | $0 |
| Late Payment Fee | Up to $39 | Up to $40 |
| Additional Employee Cards | $0 for first 99 cards | — |
| Purchase APR | — | 20.99% - 29.99% Variable |
American Express Business Gold in one paragraph
The best card for businesses spending six figures on ads or tech, provided you don't mind the $375 price of admission.
Skip it if: Skip it if your primary business expenses are rent, payroll, or taxes, as none of these earn bonus points.
Hilton Honors American Express Business Card in one paragraph
A powerhouse for Hilton loyalists that pays for itself through Gold status, though the $100k spend cap limits its utility for high-growth firms.
Skip it if: You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.
Read the full Hilton Honors American Express Business Card review
Frequently asked questions
Which is better, American Express Business Gold or Hilton Honors American Express Business Card?
On our five-axis scorecard, American Express Business Gold scores higher (7.5/10 vs 7.4/10). The best card for businesses spending six figures on ads or tech, provided you don't mind the $375 price of admission.
Who should skip American Express Business Gold?
Skip it if your primary business expenses are rent, payroll, or taxes, as none of these earn bonus points.
Who should skip Hilton Honors American Express Business Card?
You don't stay at Hilton hotels or your annual business spend exceeds $100,000 in non-travel categories.