American Express Business Gold vs Hilton Honors American Express Business Card: which one fits your business?
Side-by-side comparison of American Express Business Gold and Hilton Honors American Express Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Hilton Honors American Express Business Card wins on our scorecard (7.7/10 vs 7.6/10).
| Scored on | American Express Business Gold | Hilton Honors American Express Business Card |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 8 | 8 |
| Fees & pricing | 6 | 7 |
| Customer support | 7 | 7 |
| Features | 9 | 8 |
| Annual Fee | $375 | $195 |
| Foreign Transaction Fee | $0 | $0 |
| Employee Card Fee | $0 up to 99 cards | — |
| Late Payment Fee | Up to $39 or 2.99% | Up to $40 |
| Purchase APR | 19.49% - 28.49% (Variable) | 20.99% - 29.99% Variable |
American Express Business Gold in one paragraph
A high-octane rewards engine for businesses spending heavily on ads and tech, provided you can stomach the $375 entry fee.
Skip it if: Skip it if your monthly business spend is under $3,000 or you prefer a simple cash-back structure.
Hilton Honors American Express Business Card in one paragraph
A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Skip it if: You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.
Read the full Hilton Honors American Express Business Card review
Frequently asked questions
Which is better, American Express Business Gold or Hilton Honors American Express Business Card?
On our five-axis scorecard, Hilton Honors American Express Business Card scores higher (7.7/10 vs 7.6/10). A powerhouse for businesses with high miscellaneous spend who want to turn their overhead into luxury Hilton stays.
Who should skip American Express Business Gold?
Skip it if your monthly business spend is under $3,000 or you prefer a simple cash-back structure.
Who should skip Hilton Honors American Express Business Card?
You prefer staying at boutique hotels or Marriott properties and don't want to be locked into one brand.