American Express Business Gold vs Bank of America Business Advantage Travel Rewards: which one fits your business?
Side-by-side comparison of American Express Business Gold and Bank of America Business Advantage Travel Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Business Gold wins on our scorecard (7.5/10 vs 7.2/10).
| Scored on | American Express Business Gold | Bank of America Business Advantage Travel Rewards |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 8 | 8 |
| Fees & pricing | 6 | 9 |
| Customer support | 6 | 5 |
| Features | 9 | 6 |
| Annual Fee | $375 | $0 |
| Foreign Transaction Fee | $0 | None |
| Late Payment Fee | Up to $39 | Up to $49 |
| Additional Employee Cards | $0 for first 99 cards | — |
| Intro APR | — | 0% for 9 months |
| Standard Purchase APR | — | 18.49% - 28.49% variable |
American Express Business Gold in one paragraph
The best card for businesses spending six figures on ads or tech, provided you don't mind the $375 price of admission.
Skip it if: Skip it if your primary business expenses are rent, payroll, or taxes, as none of these earn bonus points.
Bank of America Business Advantage Travel Rewards in one paragraph
An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.
Read the full Bank of America Business Advantage Travel Rewards review
Frequently asked questions
Which is better, American Express Business Gold or Bank of America Business Advantage Travel Rewards?
On our five-axis scorecard, American Express Business Gold scores higher (7.5/10 vs 7.2/10). The best card for businesses spending six figures on ads or tech, provided you don't mind the $375 price of admission.
Who should skip American Express Business Gold?
Skip it if your primary business expenses are rent, payroll, or taxes, as none of these earn bonus points.
Who should skip Bank of America Business Advantage Travel Rewards?
You don't bank with Bank of America and want a card with modern spend-management software.