American Express Business Gold vs Bank of America Business Advantage Travel Rewards: which one fits your business?
Side-by-side comparison of American Express Business Gold and Bank of America Business Advantage Travel Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Business Gold wins on our scorecard (7.6/10 vs 7.2/10).
| Scored on | American Express Business Gold | Bank of America Business Advantage Travel Rewards |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 8 | 8 |
| Fees & pricing | 6 | 9 |
| Customer support | 7 | 5 |
| Features | 9 | 6 |
| Annual Fee | $375 | $0 |
| Foreign Transaction Fee | $0 | None |
| Employee Card Fee | $0 up to 99 cards | — |
| Late Payment Fee | Up to $39 or 2.99% | Up to $49 |
| Purchase APR | 19.49% - 28.49% (Variable) | — |
| Intro APR | — | 0% for 9 months |
| Standard Purchase APR | — | 18.49% - 28.49% variable |
American Express Business Gold in one paragraph
A high-octane rewards engine for businesses spending heavily on ads and tech, provided you can stomach the $375 entry fee.
Skip it if: Skip it if your monthly business spend is under $3,000 or you prefer a simple cash-back structure.
Bank of America Business Advantage Travel Rewards in one paragraph
An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.
Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.
Read the full Bank of America Business Advantage Travel Rewards review
Frequently asked questions
Which is better, American Express Business Gold or Bank of America Business Advantage Travel Rewards?
On our five-axis scorecard, American Express Business Gold scores higher (7.6/10 vs 7.2/10). A high-octane rewards engine for businesses spending heavily on ads and tech, provided you can stomach the $375 entry fee.
Who should skip American Express Business Gold?
Skip it if your monthly business spend is under $3,000 or you prefer a simple cash-back structure.
Who should skip Bank of America Business Advantage Travel Rewards?
You don't bank with Bank of America and want a card with modern spend-management software.