American Express Blue Business Plus vs U.S. Bank Triple Cash Rewards: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and U.S. Bank Triple Cash Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.5/10 vs 7.8/10).
| Scored on | American Express Blue Business Plus | U.S. Bank Triple Cash Rewards |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 9 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | — |
| Foreign Transaction Fee | 2.7% | — |
| Purchase APR | 18.49% - 26.49% Variable | — |
| Intro APR | 0% for 12 months | — |
| Employee Cards | $0 | — |
| Annual fee | — | $0 |
| Intro purchase APR | — | 0% for 12 months |
| Regular APR | — | 18.24% - 27.24% (Variable) |
| Foreign transaction fee | — | 3% |
| Late fee | — | Up to $40 |
American Express Blue Business Plus in one paragraph
The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Skip it if: You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
U.S. Bank Triple Cash Rewards in one paragraph
A top-tier no-annual-fee card for businesses that live on the road and want simple cash rewards without complex travel math.
Skip it if: You frequently travel internationally or buy most of your office supplies from Amazon rather than dedicated stores like Staples.
Frequently asked questions
Which is better, American Express Blue Business Plus or U.S. Bank Triple Cash Rewards?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.5/10 vs 7.8/10). The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Who should skip American Express Blue Business Plus?
You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
Who should skip U.S. Bank Triple Cash Rewards?
You frequently travel internationally or buy most of your office supplies from Amazon rather than dedicated stores like Staples.