American Express Blue Business Plus vs United Club Business Card: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.5/10 vs 7.7/10).
| Scored on | American Express Blue Business Plus | United Club Business Card |
|---|---|---|
| Right fit for small biz | 9 | 9 |
| Ease of use | 9 | 8 |
| Fees & pricing | 9 | 6 |
| Customer support | 7 | 7 |
| Features | 8 | 9 |
| Annual Fee | $0 | $525 |
| Foreign Transaction Fee | 2.7% | $0 |
| Purchase APR | 18.49% - 26.49% Variable | — |
| Intro APR | 0% for 12 months | — |
| Employee Cards | $0 | $0 |
| Late Payment Fee | — | Up to $40 |
American Express Blue Business Plus in one paragraph
The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Skip it if: You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
United Club Business Card in one paragraph
The ultimate 'office in the sky' tool for United loyalists that pays for itself through bag fees and lounge productivity.
Skip it if: You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.
Frequently asked questions
Which is better, American Express Blue Business Plus or United Club Business Card?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.5/10 vs 7.7/10). The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Who should skip American Express Blue Business Plus?
You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
Who should skip United Club Business Card?
You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.