American Express Blue Business Plus vs Southwest Rapid Rewards Performance Business Credit Card: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and Southwest Rapid Rewards Performance Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.5/10 vs 8/10).
| Scored on | American Express Blue Business Plus | Southwest Rapid Rewards Performance Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 9 |
| Ease of use | 9 | 8 |
| Fees & pricing | 9 | 7 |
| Customer support | 7 | 7 |
| Features | 8 | 9 |
| Annual Fee | $0 | $199 |
| Foreign Transaction Fee | 2.7% | $0 |
| Purchase APR | 18.49% - 26.49% Variable | — |
| Intro APR | 0% for 12 months | — |
| Employee Cards | $0 | $0 |
| Late Payment | — | Up to $40 |
American Express Blue Business Plus in one paragraph
The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Skip it if: You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
Southwest Rapid Rewards Performance Business Credit Card in one paragraph
The ultimate domestic travel tool for business owners who spend heavily on digital ads and want to fly a partner for free via the Companion Pass.
Skip it if: You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.
Read the full Southwest Rapid Rewards Performance Business Credit Card review
Frequently asked questions
Which is better, American Express Blue Business Plus or Southwest Rapid Rewards Performance Business Credit Card?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.5/10 vs 8/10). The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Who should skip American Express Blue Business Plus?
You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
Who should skip Southwest Rapid Rewards Performance Business Credit Card?
You primarily fly international routes or your business spend is mostly at physical retail stores rather than online services.