American Express Blue Business Plus vs PNC Business Rewards Visa Signature Card: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and PNC Business Rewards Visa Signature Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.5/10 vs 7.4/10).
| Scored on | American Express Blue Business Plus | PNC Business Rewards Visa Signature Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 9 | 8 |
| Fees & pricing | 9 | 9 |
| Customer support | 7 | 5 |
| Features | 8 | 7 |
| Annual Fee | $0 | — |
| Foreign Transaction Fee | 2.7% | — |
| Purchase APR | 18.49% - 26.49% Variable | 18.24% - 26.24% (Variable) |
| Intro APR | 0% for 12 months | — |
| Employee Cards | $0 | — |
| Annual fee | — | $0 |
| Foreign transaction fee | — | 3% of each transaction |
| Late payment fee | — | Up to $40 |
American Express Blue Business Plus in one paragraph
The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Skip it if: You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
PNC Business Rewards Visa Signature Card in one paragraph
A reliable, no-frills 1.5% cash back workhorse for owners who want to avoid annual fees and complex reward math.
Skip it if: You frequently travel internationally or pay vendors in foreign currencies due to the 3% transaction fee.
Read the full PNC Business Rewards Visa Signature Card review
Frequently asked questions
Which is better, American Express Blue Business Plus or PNC Business Rewards Visa Signature Card?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.5/10 vs 7.4/10). The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Who should skip American Express Blue Business Plus?
You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
Who should skip PNC Business Rewards Visa Signature Card?
You frequently travel internationally or pay vendors in foreign currencies due to the 3% transaction fee.