American Express Blue Business Plus vs Ink Business Premier Credit Card: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and Ink Business Premier Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.3/10 vs 7.6/10).
| Scored on | American Express Blue Business Plus | Ink Business Premier Credit Card |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 9 | 9 |
| Fees & pricing | 9 | 6 |
| Customer support | 7 | 7 |
| Features | 8 | 8 |
| Annual Fee | $0 | $195 |
| Foreign Transaction Fee | 2.7% | $0 |
| Late Payment Fee | Up to $40 | Up to $40 |
| Purchase APR | — | 19.49% - 27.49% (Variable) |
American Express Blue Business Plus in one paragraph
The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Skip it if: You spend more than $50,000 a year or frequently pay international vendors.
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Frequently asked questions
Which is better, American Express Blue Business Plus or Ink Business Premier Credit Card?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.3/10 vs 7.6/10). The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Who should skip American Express Blue Business Plus?
You spend more than $50,000 a year or frequently pay international vendors.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.