American Express Blue Business Plus vs IHG One Rewards Premier Business Credit Card: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and IHG One Rewards Premier Business Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.5/10 vs 7.8/10).
| Scored on | American Express Blue Business Plus | IHG One Rewards Premier Business Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 9 | 7 |
| Fees & pricing | 9 | 8 |
| Customer support | 7 | 6 |
| Features | 8 | 9 |
| Annual Fee | $0 | — |
| Foreign Transaction Fee | 2.7% | — |
| Purchase APR | 18.49% - 26.49% Variable | 21.49% - 28.49% variable |
| Intro APR | 0% for 12 months | — |
| Employee Cards | $0 | — |
| Annual fee | — | $99 |
| Foreign transaction fee | — | $0 |
| Late payment fee | — | Up to $40 |
American Express Blue Business Plus in one paragraph
The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Skip it if: You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
IHG One Rewards Premier Business Credit Card in one paragraph
A high-value travel tool that pays for itself through a single annual free night and United Airlines credits.
Skip it if: You prefer staying at boutique Airbnbs or don't want to be locked into a specific hotel brand's ecosystem.
Read the full IHG One Rewards Premier Business Credit Card review
Frequently asked questions
Which is better, American Express Blue Business Plus or IHG One Rewards Premier Business Credit Card?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.5/10 vs 7.8/10). The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Who should skip American Express Blue Business Plus?
You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
Who should skip IHG One Rewards Premier Business Credit Card?
You prefer staying at boutique Airbnbs or don't want to be locked into a specific hotel brand's ecosystem.