American Express Blue Business Plus vs Delta SkyMiles Reserve Business American Express Card: which one fits your business?

Side-by-side comparison of American Express Blue Business Plus and Delta SkyMiles Reserve Business American Express Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: American Express Blue Business Plus wins on our scorecard (8.5/10 vs 7.2/10).

Scored onAmerican Express Blue Business PlusDelta SkyMiles Reserve Business American Express Card
Right fit for small biz97
Ease of use98
Fees & pricing95
Customer support77
Features89
Annual Fee$0$650
Foreign Transaction Fee2.7%None
Purchase APR18.49% - 26.49% Variable21.24% - 29.24% variable
Intro APR0% for 12 months
Employee Cards$0
Late Payment FeeUp to $40

American Express Blue Business Plus in one paragraph

The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.

Skip it if: You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.

Read the full American Express Blue Business Plus review

Delta SkyMiles Reserve Business American Express Card in one paragraph

The ultimate status-booster for Delta-devoted business owners who prioritize airport luxury over raw cashback.

Skip it if: You don't live near a Delta hub or you spend less than $50,000 annually on your business card.

Read the full Delta SkyMiles Reserve Business American Express Card review

Frequently asked questions

Which is better, American Express Blue Business Plus or Delta SkyMiles Reserve Business American Express Card?

On our five-axis scorecard, American Express Blue Business Plus scores higher (8.5/10 vs 7.2/10). The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.

Who should skip American Express Blue Business Plus?

You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.

Who should skip Delta SkyMiles Reserve Business American Express Card?

You don't live near a Delta hub or you spend less than $50,000 annually on your business card.

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