American Express Blue Business Plus vs Citizens Bank Business Platinum Mastercard: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and Citizens Bank Business Platinum Mastercard — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.3/10 vs 6.3/10).
| Scored on | American Express Blue Business Plus | Citizens Bank Business Platinum Mastercard |
|---|---|---|
| Right fit for small biz | 8 | 6 |
| Ease of use | 9 | 7 |
| Fees & pricing | 9 | 9 |
| Customer support | 7 | 5 |
| Features | 8 | 4 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | 2.7% | 3% |
| Late Payment Fee | Up to $40 | Up to $40 |
| Intro Purchase APR | — | 0% for 12 months |
American Express Blue Business Plus in one paragraph
The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Skip it if: You spend more than $50,000 a year or frequently pay international vendors.
Citizens Bank Business Platinum Mastercard in one paragraph
A utilitarian tool for zero-interest financing that lacks the rewards needed to be a primary business spender.
Skip it if: You want to earn cash back or travel points on your daily business expenses.
Read the full Citizens Bank Business Platinum Mastercard review
Frequently asked questions
Which is better, American Express Blue Business Plus or Citizens Bank Business Platinum Mastercard?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.3/10 vs 6.3/10). The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Who should skip American Express Blue Business Plus?
You spend more than $50,000 a year or frequently pay international vendors.
Who should skip Citizens Bank Business Platinum Mastercard?
You want to earn cash back or travel points on your daily business expenses.