American Express Blue Business Plus vs Chase Ink Business Unlimited: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and Chase Ink Business Unlimited — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Chase Ink Business Unlimited wins on our scorecard (8.5/10 vs 8.3/10).
| Scored on | American Express Blue Business Plus | Chase Ink Business Unlimited |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 9 | 9 |
| Fees & pricing | 9 | 10 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | $0 |
| Foreign Transaction Fee | 2.7% | 3% |
| Late Payment Fee | Up to $40 | $40 |
| Introductory APR | — | 0% for 12 months |
American Express Blue Business Plus in one paragraph
The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Skip it if: You spend more than $50,000 a year or frequently pay international vendors.
Chase Ink Business Unlimited in one paragraph
The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Skip it if: Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.
Frequently asked questions
Which is better, American Express Blue Business Plus or Chase Ink Business Unlimited?
On our five-axis scorecard, Chase Ink Business Unlimited scores higher (8.5/10 vs 8.3/10). The best zero-fee 'catch-all' card for U.S.-based businesses that want simple 1.5% cash back without tracking complicated categories.
Who should skip American Express Blue Business Plus?
You spend more than $50,000 a year or frequently pay international vendors.
Who should skip Chase Ink Business Unlimited?
Skip this card if your business regularly buys inventory from international suppliers or requires frequent overseas travel due to the foreign transaction fees.