American Express Blue Business Plus vs Chase Ink Business Preferred: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and Chase Ink Business Preferred — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.3/10 vs 7.3/10).
| Scored on | American Express Blue Business Plus | Chase Ink Business Preferred |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 9 | 7 |
| Fees & pricing | 9 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | $95 |
| Foreign Transaction Fee | 2.7% | $0 |
| Late Payment Fee | Up to $40 | — |
| Employee Cards | — | $0 |
| Purchase APR | — | 21.24% - 26.24% (Variable) |
American Express Blue Business Plus in one paragraph
The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Skip it if: You spend more than $50,000 a year or frequently pay international vendors.
Chase Ink Business Preferred in one paragraph
The best all-around value for businesses spending under $150k on ads and travel who want high-value transfer partners.
Skip it if: Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.
Frequently asked questions
Which is better, American Express Blue Business Plus or Chase Ink Business Preferred?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.3/10 vs 7.3/10). The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Who should skip American Express Blue Business Plus?
You spend more than $50,000 a year or frequently pay international vendors.
Who should skip Chase Ink Business Preferred?
Skip it if you spend more than $20,000 a month on advertising or have opened more than 5 personal cards in the last two years.