American Express Blue Business Plus vs Chase Ink Business Cash: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and Chase Ink Business Cash — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.3/10 vs 8.2/10).
| Scored on | American Express Blue Business Plus | Chase Ink Business Cash |
|---|---|---|
| Right fit for small biz | 8 | 9 |
| Ease of use | 9 | 7 |
| Fees & pricing | 9 | 10 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | — |
| Foreign Transaction Fee | 2.7% | — |
| Late Payment Fee | Up to $40 | — |
| Annual fee | — | $0 |
| Foreign transaction fee | — | 3% |
| Purchase APR | — | 18.49% - 24.49% variable |
| Late payment fee | — | Up to $40 |
American Express Blue Business Plus in one paragraph
The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Skip it if: You spend more than $50,000 a year or frequently pay international vendors.
Chase Ink Business Cash in one paragraph
The absolute gold standard for no-fee business cards if your biggest costs are tech, phone, and office supplies.
Skip it if: Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.
Frequently asked questions
Which is better, American Express Blue Business Plus or Chase Ink Business Cash?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.3/10 vs 8.2/10). The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Who should skip American Express Blue Business Plus?
You spend more than $50,000 a year or frequently pay international vendors.
Who should skip Chase Ink Business Cash?
Skip it if you spend more than $5,000 a year on international travel or foreign vendor payments.