American Express Blue Business Plus vs Bank of America Business Advantage Travel Rewards: which one fits your business?

Side-by-side comparison of American Express Blue Business Plus and Bank of America Business Advantage Travel Rewards — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: American Express Blue Business Plus wins on our scorecard (8.5/10 vs 7.2/10).

Scored onAmerican Express Blue Business PlusBank of America Business Advantage Travel Rewards
Right fit for small biz97
Ease of use98
Fees & pricing99
Customer support75
Features86
Annual Fee$0$0
Foreign Transaction Fee2.7%None
Purchase APR18.49% - 26.49% Variable
Intro APR0% for 12 months0% for 9 months
Employee Cards$0
Standard Purchase APR18.49% - 28.49% variable
Late Payment FeeUp to $49

American Express Blue Business Plus in one paragraph

The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.

Skip it if: You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.

Read the full American Express Blue Business Plus review

Bank of America Business Advantage Travel Rewards in one paragraph

An unbeatable 2.62% return for Bank of America loyalists, but a mediocre 1.5% tool for everyone else.

Skip it if: You don't bank with Bank of America and want a card with modern spend-management software.

Read the full Bank of America Business Advantage Travel Rewards review

Frequently asked questions

Which is better, American Express Blue Business Plus or Bank of America Business Advantage Travel Rewards?

On our five-axis scorecard, American Express Blue Business Plus scores higher (8.5/10 vs 7.2/10). The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.

Who should skip American Express Blue Business Plus?

You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.

Who should skip Bank of America Business Advantage Travel Rewards?

You don't bank with Bank of America and want a card with modern spend-management software.

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