American Express Blue Business Plus vs American Express Business Platinum: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and American Express Business Platinum — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.3/10 vs 7/10).
| Scored on | American Express Blue Business Plus | American Express Business Platinum |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 9 | 6 |
| Fees & pricing | 9 | 5 |
| Customer support | 7 | 7 |
| Features | 8 | 9 |
| Annual Fee | $0 | $695 |
| Foreign Transaction Fee | 2.7% | None |
| Late Payment Fee | Up to $40 | Up to $39 |
American Express Blue Business Plus in one paragraph
The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Skip it if: You spend more than $50,000 a year or frequently pay international vendors.
American Express Business Platinum in one paragraph
A high-octane travel tool that pays for itself only if you are willing to manage a complex list of statement credits.
Skip it if: Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.
Frequently asked questions
Which is better, American Express Blue Business Plus or American Express Business Platinum?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.3/10 vs 7/10). The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Who should skip American Express Blue Business Plus?
You spend more than $50,000 a year or frequently pay international vendors.
Who should skip American Express Business Platinum?
Skip it if you don't travel at least once a month or if your monthly business spend is under $5,000.