American Express Blue Business Plus vs American Express Business Gold: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and American Express Business Gold — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.5/10 vs 7.6/10).
| Scored on | American Express Blue Business Plus | American Express Business Gold |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 9 | 8 |
| Fees & pricing | 9 | 6 |
| Customer support | 7 | 7 |
| Features | 8 | 9 |
| Annual Fee | $0 | $375 |
| Foreign Transaction Fee | 2.7% | $0 |
| Purchase APR | 18.49% - 26.49% Variable | 19.49% - 28.49% (Variable) |
| Intro APR | 0% for 12 months | — |
| Employee Cards | $0 | — |
| Employee Card Fee | — | $0 up to 99 cards |
| Late Payment Fee | — | Up to $39 or 2.99% |
American Express Blue Business Plus in one paragraph
The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Skip it if: You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
American Express Business Gold in one paragraph
A high-octane rewards engine for businesses spending heavily on ads and tech, provided you can stomach the $375 entry fee.
Skip it if: Skip it if your monthly business spend is under $3,000 or you prefer a simple cash-back structure.
Frequently asked questions
Which is better, American Express Blue Business Plus or American Express Business Gold?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.5/10 vs 7.6/10). The best 'set-it-and-forget-it' card for businesses spending under $50,000 a year who value flexible travel rewards over simple cash back.
Who should skip American Express Blue Business Plus?
You spend more than $5,000 per month or frequently purchase inventory from international suppliers who trigger the 2.7% foreign transaction fee.
Who should skip American Express Business Gold?
Skip it if your monthly business spend is under $3,000 or you prefer a simple cash-back structure.