American Express Blue Business Plus vs American Express Business Gold: which one fits your business?
Side-by-side comparison of American Express Blue Business Plus and American Express Business Gold — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: American Express Blue Business Plus wins on our scorecard (8.3/10 vs 7.5/10).
| Scored on | American Express Blue Business Plus | American Express Business Gold |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 9 | 8 |
| Fees & pricing | 9 | 6 |
| Customer support | 7 | 6 |
| Features | 8 | 9 |
| Annual Fee | $0 | $375 |
| Foreign Transaction Fee | 2.7% | $0 |
| Late Payment Fee | Up to $40 | Up to $39 |
| Additional Employee Cards | — | $0 for first 99 cards |
American Express Blue Business Plus in one paragraph
The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Skip it if: You spend more than $50,000 a year or frequently pay international vendors.
American Express Business Gold in one paragraph
The best card for businesses spending six figures on ads or tech, provided you don't mind the $375 price of admission.
Skip it if: Skip it if your primary business expenses are rent, payroll, or taxes, as none of these earn bonus points.
Frequently asked questions
Which is better, American Express Blue Business Plus or American Express Business Gold?
On our five-axis scorecard, American Express Blue Business Plus scores higher (8.3/10 vs 7.5/10). The best no-annual-fee business card for simple 2x rewards on the first $50,000 of annual overhead.
Who should skip American Express Blue Business Plus?
You spend more than $50,000 a year or frequently pay international vendors.
Who should skip American Express Business Gold?
Skip it if your primary business expenses are rent, payroll, or taxes, as none of these earn bonus points.