Amazon Business Prime American Express Card vs United Club Business Card: which one fits your business?

Side-by-side comparison of Amazon Business Prime American Express Card and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Amazon Business Prime American Express Card wins on our scorecard (8/10 vs 7.7/10).

Scored onAmazon Business Prime American Express CardUnited Club Business Card
Right fit for small biz89
Ease of use88
Fees & pricing96
Customer support67
Features89
Annual fee$0
Foreign transaction feeNone
Purchase APR19.49% - 27.49% variable
Late payment feeUp to $39
Annual Fee$525
Employee Cards$0
Foreign Transaction Fee$0
Late Payment FeeUp to $40

Amazon Business Prime American Express Card in one paragraph

A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.

Skip it if: Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.

Read the full Amazon Business Prime American Express Card review

United Club Business Card in one paragraph

The ultimate 'office in the sky' tool for United loyalists that pays for itself through bag fees and lounge productivity.

Skip it if: You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.

Read the full United Club Business Card review

Frequently asked questions

Which is better, Amazon Business Prime American Express Card or United Club Business Card?

On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8/10 vs 7.7/10). A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.

Who should skip Amazon Business Prime American Express Card?

Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.

Who should skip United Club Business Card?

You fly less than four times a year or primarily use low-cost carriers like Southwest or Spirit.

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