Amazon Business Prime American Express Card vs United Club Business Card: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and United Club Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 7.5/10).
| Scored on | Amazon Business Prime American Express Card | United Club Business Card |
|---|---|---|
| Right fit for small biz | 9 | 7 |
| Ease of use | 8 | 8 |
| Fees & pricing | 9 | 6 |
| Customer support | 7 | 7 |
| Features | 8 | 9 |
| Annual Fee | $0 | $450 |
| Purchase APR | 19.49% - 27.49% Variable | 21.49%–28.49% (Variable) |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | — |
| Late Fee | — | Up to $40 |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
United Club Business Card in one paragraph
A powerhouse for United loyalists who need a mobile office in the lounge, but the $450 fee is a high price for those who don't live in a hub city.
Skip it if: You don't fly United at least five times a year or you prefer to use multiple different airlines for the lowest price.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or United Club Business Card?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 7.5/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip United Club Business Card?
You don't fly United at least five times a year or you prefer to use multiple different airlines for the lowest price.