Amazon Business Prime American Express Card vs United Business Card: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 7.4/10).
| Scored on | Amazon Business Prime American Express Card | United Business Card |
|---|---|---|
| Right fit for small biz | 9 | 9 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 8 |
| Customer support | 7 | 6 |
| Features | 8 | 7 |
| Annual Fee | $0 | $99 ($0 first year) |
| Purchase APR | 19.49% - 27.49% Variable | 21.49% - 28.49% variable |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | Up to $40 |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
United Business Card in one paragraph
A top-tier choice for United loyalists that pays for itself through bag fee waivers and anniversary credits.
Skip it if: You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or United Business Card?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 7.4/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip United Business Card?
You don't live near a United hub or you prefer flying whichever airline is cheapest on Expedia.