Amazon Business Prime American Express Card vs United Business Card: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and United Business Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (7.9/10 vs 7.3/10).
| Scored on | Amazon Business Prime American Express Card | United Business Card |
|---|---|---|
| Right fit for small biz | 8 | 8 |
| Ease of use | 7 | 7 |
| Fees & pricing | 9 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | $99 (often $0 for the first year) |
| Foreign Transaction Fee | None | $0 |
| APR | 19.74% - 28.74% variable | — |
| Late Fee | Up to $39 | — |
| Employee Card Fee | — | $0 |
| Late Payment Fee | — | Up to $40 |
| Purchase APR | — | 21.49% - 28.49% variable |
Amazon Business Prime American Express Card in one paragraph
The best tool for businesses that treat Amazon as their primary warehouse and want to choose between high rewards or interest-free cash flow.
Skip it if: You don't have an Amazon Prime membership or you need a card that transfers points to airline partners.
Read the full Amazon Business Prime American Express Card review
United Business Card in one paragraph
A reliable workhorse for United loyalists that pays for itself through waived bag fees and expanded award seat access.
Skip it if: You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or United Business Card?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (7.9/10 vs 7.3/10). The best tool for businesses that treat Amazon as their primary warehouse and want to choose between high rewards or interest-free cash flow.
Who should skip Amazon Business Prime American Express Card?
You don't have an Amazon Prime membership or you need a card that transfers points to airline partners.
Who should skip United Business Card?
You primarily fly other airlines or prefer simple cash back to complicated airline mile redemption math.