Amazon Business Prime American Express Card vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 7.3/10).
| Scored on | Amazon Business Prime American Express Card | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 7 |
| Fees & pricing | 9 | 7 |
| Customer support | 7 | 6 |
| Features | 8 | 8 |
| Annual Fee | $0 | $250 (waived first year) |
| Purchase APR | 19.49% - 27.49% Variable | — |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | — |
| Early Pay Discount | — | 1.5% |
| Late Fee | — | Up to 2.99% of past due amount |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
The Plum Card from American Express in one paragraph
The Plum Card is a powerful liquidity tool for inventory-heavy businesses that value payment flexibility over travel perks.
Skip it if: Skip it if you spend less than $14,000 a month or want to earn travel points for your business spending.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or The Plum Card from American Express?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 7.3/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip The Plum Card from American Express?
Skip it if you spend less than $14,000 a month or want to earn travel points for your business spending.