Amazon Business Prime American Express Card vs The Plum Card from American Express: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and The Plum Card from American Express — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8/10 vs 7.1/10).
| Scored on | Amazon Business Prime American Express Card | The Plum Card from American Express |
|---|---|---|
| Right fit for small biz | 8 | 7 |
| Ease of use | 8 | 8 |
| Fees & pricing | 9 | 6 |
| Customer support | 6 | 6 |
| Features | 8 | 8 |
| Annual fee | $0 | — |
| Foreign transaction fee | None | — |
| Purchase APR | 19.49% - 27.49% variable | — |
| Late payment fee | Up to $39 | — |
| Annual Fee | — | $250 |
| Early Pay Discount | — | 1.5% |
| Late Fee | — | $39 or 2.99% |
| Foreign Transaction Fee | — | $0 |
Amazon Business Prime American Express Card in one paragraph
A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.
Skip it if: Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.
Read the full Amazon Business Prime American Express Card review
The Plum Card from American Express in one paragraph
A specialized cash-flow tool that excels for inventory-heavy businesses but loses to cheaper 2% cards for everyone else.
Skip it if: You have steady cash flow and can always pay your balance in full within 30 days.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or The Plum Card from American Express?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8/10 vs 7.1/10). A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.
Who should skip Amazon Business Prime American Express Card?
Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.
Who should skip The Plum Card from American Express?
You have steady cash flow and can always pay your balance in full within 30 days.