Amazon Business Prime American Express Card vs Ink Business Premier Credit Card: which one fits your business?
Side-by-side comparison of Amazon Business Prime American Express Card and Ink Business Premier Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.
Short answer: Amazon Business Prime American Express Card wins on our scorecard (8.3/10 vs 7.6/10).
| Scored on | Amazon Business Prime American Express Card | Ink Business Premier Credit Card |
|---|---|---|
| Right fit for small biz | 9 | 8 |
| Ease of use | 8 | 9 |
| Fees & pricing | 9 | 6 |
| Customer support | 7 | 7 |
| Features | 8 | 8 |
| Annual Fee | $0 | $195 |
| Purchase APR | 19.49% - 27.49% Variable | 19.49% - 27.49% (Variable) |
| Foreign Transaction Fee | None | $0 |
| Late Payment Fee | Up to $39 | Up to $40 |
Amazon Business Prime American Express Card in one paragraph
The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Skip it if: You don't have a Prime membership or you prefer travel points over simple cash back.
Read the full Amazon Business Prime American Express Card review
Ink Business Premier Credit Card in one paragraph
A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.
Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.
Frequently asked questions
Which is better, Amazon Business Prime American Express Card or Ink Business Premier Credit Card?
On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8.3/10 vs 7.6/10). The best choice for AWS-heavy startups and Amazon-reliant retailers who want to turn inventory spend into a 5% discount.
Who should skip Amazon Business Prime American Express Card?
You don't have a Prime membership or you prefer travel points over simple cash back.
Who should skip Ink Business Premier Credit Card?
Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.