Amazon Business Prime American Express Card vs Ink Business Premier Credit Card: which one fits your business?

Side-by-side comparison of Amazon Business Prime American Express Card and Ink Business Premier Credit Card — fees, features, ease, support, and which one fits your business. Scored on the same rubric.

Short answer: Amazon Business Prime American Express Card wins on our scorecard (8/10 vs 7.6/10).

Scored onAmazon Business Prime American Express CardInk Business Premier Credit Card
Right fit for small biz88
Ease of use89
Fees & pricing96
Customer support67
Features88
Annual fee$0
Foreign transaction feeNone
Purchase APR19.49% - 27.49% variable19.49% - 27.49% (Variable)
Late payment feeUp to $39
Annual Fee$195
Foreign Transaction Fee$0
Late Payment FeeUp to $40

Amazon Business Prime American Express Card in one paragraph

A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.

Skip it if: Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.

Read the full Amazon Business Prime American Express Card review

Ink Business Premier Credit Card in one paragraph

A high-octane cash-back engine for businesses spending $5,000+ per transaction, marred only by its inability to transfer points to travel partners.

Skip it if: Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.

Read the full Ink Business Premier Credit Card review

Frequently asked questions

Which is better, Amazon Business Prime American Express Card or Ink Business Premier Credit Card?

On our five-axis scorecard, Amazon Business Prime American Express Card scores higher (8/10 vs 7.6/10). A must-have for Amazon-reliant businesses, offering an unbeatable 5% rebate or essential 90-day cash flow flexibility.

Who should skip Amazon Business Prime American Express Card?

Skip it if you don't already pay for Amazon Business Prime or if your business spend is primarily outside the Amazon ecosystem.

Who should skip Ink Business Premier Credit Card?

Skip it if you want to transfer points to airlines or if your average transaction size is under $5,000.

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